Mobile Banking

Sprig InApp Reminder

Effective July 1, 2018 , all checks deposited through our Sprig mobile app must have the words “Mobile Deposit” or “Sprig Mobile Deposit” included as part of the endorsement on the back. This is now required as part of a new regulatory provision (Reg CC) designed to protect against checks being deposited more than once.

Although this special endorsement has been recommended in the past, it will be required effective July 1. Checks deposited without the endorsement will be returned.

The first time you sign on to Sprig on or after July 1, you will be asked to accept an updated Terms of Use that includes this requirement. You’ll also be reminded each time you make a mobile deposit: As part of the deposit process, you’ll see a screen that reads, “Please endorse the back of your check and write: Sprig Mobile Deposit.”  

Sprig by CO-OP is a smartphone, tablet and web app that will allow you to make check deposits using the camera on your mobile device. In addition, you can check account balances, transfer between accounts, pay loans from one institution to another and make person-to-person payments – all from virtually anywhere.

Go to www.GetSprig.com for details and to register. The Sprig by CO-OP app can be found in your App Store or Google Play

In the meantime, here are a couple of important things to know.

  • Like our online banking, there is no upfront cost, monthly fees, or transaction fees for using Sprig by CO-OP
  • There is a check deposit limit of $2500 per day, and $5000 per month
  • There is a deposit quantity limit of 10 checks per 30 day period
  • Sprig by CO-OP uses the CO-OP Shared Branching network; when searching for our credit union during registration, you will find our name listed as UMC FCU, just like the credit union service centers
  • While Sprig by CO-OP shares many features with our online banking service, it will not replace it. Please continue to use the credit union online banking for important services like BillPayer

Sprig is a product of CO-OP Financial Services, the company that coordinates credit union Shared Branching nationwide. FAQ's can be found at www.GetSprig.com or through their helpline at 866-698-8896.

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You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue to Site

Important Message

You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue to Site

Important Message

You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue to Site