Loan Rates

Auto Loans APR*
24 months as low as 1.99%*
36 months as low as 2.99%*
48 months as low as 3.99%*
60 months as low as 4.29%*
72 months ($25K or up) as low as 4.99%*
84 months ($25K or up) as low as 5.99%*

*APR = Annual Percentage Rate. Your APR may differ based on your individual credit worthiness and could be higher than the stated rate. Please ask a loan officer for details on how your rate is determined.

Payment example: A 2020 auto financed for 48 months @ 3.99% APR would have a payment of approximately $22.57 per $1,000 borrowed. Subject to credit approval.

Terms and Conditions subject to change.

Personal Loans APR*
12 months as low as 7.99%*
24 months as low as 8.99%*
36 months as low as 9.99%*
48 months as low as 10.99%*
60 months as low as 11.99%*

*APR = Annual Percentage Rate. Your APR may differ based on your individual credit worthiness and could be higher than the stated rate. Please ask a loan officer for details on how your rate is determined.

Payment example: A personal loan for 36 months @ 9.99% APR would have a payment of approximately $32.26 per $1,000 borrowed. Subject to credit approval.

Terms and Conditions subject to change.

VISA Credit Card APR* APR*
  8.90% - 17.90% *** (See disclosures for VISA Credit Card)
Other Loans APR*
Share (up to 72 months) 3.90%
Share Certificate Secured (up to 72 months) 4.90%
Home Equity Loans (up to 180 months) - New Rates for Home Equity Promotion – September 1, 2022 to October 31, 2022 4.29% (60 months)
4.79% (120 months)
5.29% (180 months)
Secured (up to 36 months) 9.90%
RV, Boat, ATV, Golf, Farm Loans Available upon request
Mortgages (fixed and variable) Available upon request

*APR = Annual Percentage Rate. **Share Secured Loan Payment Example: Loan amount of $10,000 at 3.90% APR for 60 months has a payment of $183.71 per month. Loan is fully secured by shares on deposit at United Methodist Connectional FCU.

*** Fully secured by Share Certificates at United Methodist Connectional FCU.

****Secured Loan Payment Example: Loan amount of $8,000 at 9.90% APR for 36 months has a payment of $257.76 per month.

Subject to Credit Approval.

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You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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Important Message

You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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Important Message

You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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