We're here to save you.

Transfer your high interest credit card balances to the credit union’s competitive VISA® credit card APR = Annual Percentage Rate. 2.99% Annual Percentage Rate for the first 6 billing cycles on a balance transfer, after 6 billing cycles card balances will revert to standard card rate. Additional limitations, terms, and conditions may apply. Availability of offer based on creditworthiness. Please contact your local credit union representative for specific terms and conditions. Offer expires 12/31/2020 *This rate reflects an industry average of competing credit card offer’s standard rates.

STANDARD RATE:
As low as 8.90% APR

You'll also enjoy:
  • NO balance transfer fee
  • NO transaction fee on cash advances (Interest accrues from the day of the advance)
  • NO annual fee
  • Get rewarded for using our Visa card through ScoreCard Rewards points for qualified purchases
  • Free travel and accident insurance

APPLY NOW!

Standard Annual Percentage Rate (APR) range is from 8.90% to 17.90%. Rates shown are non-variable and subject to change. Your rate may vary based on individual creditworthiness and our underwriting standards.

eZCard Information


Credit Disclosure

Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases Rates from 8.9%*
APR for Balance Transfers Rates from 8.9%*
APR for Cash Advances Rates from 8.9%*
*Rates shown are non-variable and subject to change. Your rate may vary based on individual creditworthiness and our underwriting standards.
Penalty APR and When it Applies NONE
How to Avoid Paying Interest on Purchases
Your due date is at least 25 days after the close of each biling cycle. We do not charge you interest on purchases if you pay your entire balance by the due date each month.
Minimum Interest Payment If you are charged interest, the charge will be no less than $0
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the Web site of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.
Fees
Annual Fee NONE
Transaction Fee Balance Transfer Fee: NONE
Cash Advance Fee: NONE
Foreign Transaction Fee: Up to 1% of the converted transaction amount
Penalty Fees Late Payment Fee: Up to $25.00
Over-the-Credit Limit Fee: NONE
Returned Payment Fee: Up to $25.00
Other Fees NONE

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You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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Important Message

You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue to Site

Important Message

You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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Important Message

You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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Important Message

You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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Important Message

You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue to Site

Important Message

You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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Important Message

You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue to Site

Important Message

You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue to Site

Important Message

You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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Important Message

You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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Important Message

You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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Important Message

You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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Important Message

You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue to Site

Important Message

You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue to Site

Important Message

You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue to Site

Important Message

You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue to Site

Important Message

You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue to Site

Important Message

You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue to Site

Important Message

You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue to Site

Important Message

You are leaving UMC Federal Credit Union’s website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by UMC Federal Credit Union. The site you are about to visit may have a privacy policy that is different than UMC Federal Credit Union’s. Please review their privacy policy. UMC Federal Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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