Your path to financial freedom begins here.

Your credit union is currently promoting a 2.99% Annual Percentage Rate balance transfer offer for 6 months or 6 billing cycles. After the 6 month or 6 billing cycles have ended, your credit card's remaining transferred balance will revert back to the standard card rate.

Don't let high interest rates make your journey harder than it has to be. Paying down debt is a lot more work when you've got interest piling up. Wondering how much you can save on interest alone? Below we compare your credit union's offering to the competing credit card.*
	Your Credit Union's Credit Card	Competing Credit Card
Current Credit Card Balance	$5,000.00	$5,000.00
Credit Card's Interest Rate	2.99%	20.99%
Average Monthly Payment (in dollars)	$50.00	$50.00
Time Period (in months)	6 Months	6 Months
Total Interest Charges with Selected Card	$73.34	$534.81

Please note: Information found in the table above is based on a industry averages of completing credit card offer's and standard card rates.

STANDARD RATE:
As low as 8.90% APR

You'll also enjoy:

NO balance transfer fee
NO transaction fee on cash advances (Interest accrues from the day of the advance)
NO annual fee
Get rewarded for using our Visa card through ScoreCard Rewards points for qualified purchases
Free travel and accident insurance

APPLY NOW!

APR = Annual Percentage Rate. 2.99 Annual Percentage Rate for the first 6 billing cycles on balance transfer, after 6 billing cycles card balance will revert to standard card rate. Additional limitations, terms and conditions may apply. Availability of offer is based on creditworthiness. Please contact us for specific terms and conditions. Offier expires 12/31/2021.

Credit Disclosure

Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases	Rates from 8.9%*
APR for Balance Transfers	Rates from 8.9%*
APR for Cash Advances	Rates from 8.9%*

*Rates shown are non-variable and subject to change. Your rate may vary based on individual creditworthiness and our underwriting standards.
Penalty APR and When it Applies	NONE
How to Avoid Paying Interest on Purchases	Your due date is at least 25 days after the close of each biling cycle. We do not charge you interest on purchases if you pay your entire balance by the due date each month.
Minimum Interest Payment	If you are charged interest, the charge will be no less than $0
For Credit Card Tips from the Consumer Financial Protection Bureau	To learn more about factors to consider when applying for or using a credit card, visit the Web site of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.

Fees
Annual Fee	NONE
Transaction Fee	Balance Transfer Fee: NONE Cash Advance Fee: NONE Foreign Transaction Fee: Up to 1% of the converted transaction amount
Penalty Fees	Late Payment Fee: Up to $25.00 Over-the-Credit Limit Fee: NONE Returned Payment Fee: Up to $25.00
Other Fees	NONE

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