We’re Safe. We’re Secure. We Are a Credit Union!
Count on Georgia Florida United Methodist FCU –
We’re Safe. We’re Secure. We Are Your Credit Union!
The financial headlines these days continue to be distressing. Georgia Florida United Methodist FCU understands and shares your concerns about current market performance. Credit unions operate differently than other financial institutions, and for this reason, you can be assured that credit unions are not in the same volatile position as the failing banks and insurance companies.
Georgia Florida United Methodist FCU has assets of over $20 million with a loan to asset ratio of 77% and a low average delinquency rate. It is managed very conservatively with a long history of sound performance and an equity position of well over 10%, exceeding the level required by regulators.
- Georgia Florida United Methodist FCU makes sound lending decisions. GFUMFCU has
made no “sub prime” mortgage loans and we’ve had no foreclosures.
- Your savings are federally insured up to $250,000 for each member, with Individual Retirement Accounts (IRAs) separately insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF).
- Credit unions are owned by members. We exist to provide financial products and services
for the direct benefit of our members. We don’t pursue speculative financial schemes to
earn more profit for stockholders.
We constantly strive to exceed member expectations while not putting the institution at risk.
GFUMFCU members can enjoy peace of mind knowing that their credit union is well managed and financially healthy. Our goal is to continue to help members and be a safe haven for them now and in the future. We have money to lend and are doing business as usual.
Check with Your Credit Union
First to Finance or Refinance for
Lower Mortgage Payments
Whether purchasing or refinancing, a home mortgage from your Credit Union is the best value because you’re dealing with people who know you and are working for you. At
Georgia Florida United Methodist FCU, members’ needs come first so we work with you to find the best mortgage available to suit your particular needs.
More than ever before, you need to make every dollar count in your home budget. So refinancing your mortgage at today’s low rates may be something you are considering because doing so now could lower your monthly payments giving you more money to spend for all the necessities in your life.
Contact us today to go through the pre-approval mortgage loan process. We’ll be able to offer you some of the most competitive fixed rates available without huge application fees, closing costs and pre-payment penalty fees along with high-quality service. To learn more about current rates visit www.unitedmethodistcu.com or call us in Georgia at1-800-282-9368 or in Florida at 1-863-687-2136.
