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Common Sense And Help From Your Credit Union Can Help You Not Be Hooked By “Phishing” or Plowed Over By “Pharming”


Lately, internet criminals have been getting more and more creative. It wasn’t enough for them to try to “phish” for your identity, now they are “pharming” for it. As an internet
user and consumer, you would be wise to learn the difference between the two and protect
yourself.

First, what is “phishing?” It’s a scheme devised by Internet hackers who pretend to be a legitimate financial institution or credit card company through “official” looking e-mails to trick consumers into sending them personal and/or financial information. Take a few tips to avoid getting hooked by a phishing scheme:

  • Be suspicious if an e-mail asks for an urgent request for personal financial information.
  • If you have any suspicions that a message might not be authentic, don’t use the website links in the e-mail.
  • Avoid filling out any forms that ask for personal financial information when sent by e-mail.
  • Make sure your web browser is up to date and all security patches have been applied.
  • Be diligent in checking your account statements, ensuring that all transactions completed on your account are legitimate.

Remember: We will never request confidential financial information or personal data by e-mail. Contact us as soon as possible to report any suspicious e-mails claiming to be from Georgia Florida United Methodist Federal Credit Union.

Secondly, just what is “pharming?“ “Pharming” is a relatively new hacking technique. Crooks corrupt Domain Name Server (DNS) information to have the server redirect your legitimate website request to a fake site instead. The only way to avoid a “pharming” attack is to use an old technology: the telephone. CALL the credit union if you are sent to an odd site. And, don’t forget: We already KNOW your account numbers and passwords and so do any other credit card companies and websites where you currently hold credit or are already registered.

CONTENTS
Would You Love A Home Of Your Own?
You Have Cash On Hand, Just By Being A Homeowner!
What is Phishing & Pharming?
Dealership Driving You Crazy
Stay In the Loop
Rainy Day Savings
Natural Disaster Loans Available Again
Credit Union Calendar
Did you know that we can finance
your new car for up to 72 months?
Call us today for more details!
Is Dealing With The Dealership Driving You Crazy?
Put Us Behind the Wheel of Your Car Purchase

Members often come into the credit union after haggling with the finance manager at a dealership confused and weary. With all the “teaser” rates out there (like 0% financing) and the car’s pricing being based on a monthly payment, not it’s true worth, it’s important to pay attention to the whole deal, not just the rate or payment. First negotiate your price on the vehicle from a cash position. You can do this if you have your loan pre-approved at the credit union. Once you have a great price on your vehicle, then compare rates. Lately, we have been hearing straight from the competition’s mouth, “We can’t touch that rate!” Go on-line today to be pre-approved for your car loan!

4.5% APR
*Annual Percentage Rate; rates subject to change so be sure to check our website for updates and details.
 
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