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Pinch Me, I'm Dreaming!
Home Ownership Is Within Your Reach, Thanks To Your Credit Union

No matter if it's your first time home purchase or if you're upgrading, you can count on us to help you with the mortgage process.

Before you start your home search, here's your TO DO List:

1. Get Your Finances In Order. When was the last time you looked at your credit report? Now would be a good time to review them. Requesting a copy is easy. All you need to do is contact the credit agencies directly:

• Equifax: (800) 685-1111 or on-line at www.equifax.com
• Experian (formerly TRW): (888) 397-3742 or on-line at www.experian.com
• TransUnion: (800) 888-4213 or on-line at www.transunion.com

2. Get Familiar With The Mortgage Loan Process. Call us for a mortgage packet and you'll learn a lot about mortgages. And, of course, if you have any questions, give us a call and we'll happily explain it in detail.

3. Get Pre-Approved For Your Mortgage. Since you'll already have the paperwork in hand, fill it out. Then, we can let you know how much you can afford to spend on a new home. And, when it comes time to make an offer on a house, the seller will be confident that you can fulfill it, thanks to your pre-approved letter.

Live the dream of a new home without living the nightmare of a confusing mortgage process. Let us show you how!

No Matter Where The Paint Chips May Fall,
We Can Help With Your Home Improvements

Been watching too much HGTV? It certainly provides motivation to tackle home improvement projects. Don't let the need for funds squash your enthusiasm. Take advantage of your home's equity and you'll have the money you'll need, affordably. Our Home Equity Loans feature fixed rates and convenient terms. Best of all, they offer some tax advantages.*** Call us for more information or visit our website, www.gemethfcu.org.