Discover the savings of a Georgia Flordia United Methodist Federal Credit Union VISA Card. You'll enjoy the following benefits:

• No annual fee
• 25-day grace period
• No transaction fee on cash advances from your credit union (interest accrues from the day of the advance)
• Free travel and accident insurance

Wishing for sand between your toes but you don't have enough douch? Put on your beachwear, including your best pair of flip flops, and head on down to the credit union. We can help make this a memorable summer, thanks to our recently introduced VISA Credit Card.

Being prepared for every vacation expense, planned or unplanned is easy with VISA Credit Card. VISA is accepted at thousands of locations worldwide and gives you flexible spending options. It gives you the ppower to make reservations for accomodations, rental cars and special outings during your trip, like deep sea fishing. You can even use your VISA at ATMs for instant cash.

Until September 30, 2004, members can take advantage of our incredibly low introductory rate of 5.99% APR*. Anything that is charged or transfered during this introductory period will remain at this low rate, no matter what rate increases may occur while you hold our VISA.

You are sure to find our VISA a convenient, affordable option for vaction funds. Apply quickly so that you'll receive your VISA in plenty of time to take on vacation.

* Annual Percentage Rates. The 5.99% APR listed is an introductory rate that is good until September 30, 2004. After this date this rate will increase and is subject to increases during the VISA loan period.