There
are plenty of reasons to save: retirement, a child's
education, a special occasion or just the security of
putting away money for the future. Whatever your reason,
Georgia Florida United Methodist Federal Credit Union has a savings
product that's right for you.
Member Benefits
Savings Accounts
When
you become a member of the credit union a savings account
is opened in your name. An initial deposit of $25 is
required. All members must maintain a $25 balance in
their savings account to remain a member, and demonstrate
regular activity in their account to keep it open.
Other features of Regular Savings include:
- Withdrawals: To withdraw money from your savings
account, simply stop by a credit union branch
or go to an ATM terminal.
- Quarterly statements by mail.
- Savings can be used as collateral for a loan
- Quarterly statements by mail or eStatement
Christmas Club
At
Georgia Florida United Methodist FCU, you can open a Christmas Club
account and save for that special time of year. The
Christmas Club year runs from November through the
first Monday the following November.
Features
included in the Christmas Club Account include:
- No
minimum balance required
- Account balance automatically sent to members on maturity, either by check or deposit into a share account.
- Account automatically reopens for the following year, for your convenience
Share Savings Certificates
You
can open a Regular Share Certificate with a minimum
balance of $1,000.
Features of our Share Certificates include:
- A fixed dividend for the term of the certificate.
- Certificates are available with
terms of three months to 5 years.
- Our Share Certificates
can be used for your Individual Retirement Account
(IRA).
Money Market Accounts
With
a minimum deposit of $2,500, you may begin enjoying the
flexibility that a Money Market Savings Account offers.
You earn competitive dividend rates and dividends are
paid to your account monthly on the average daily balance.
You are not limited to a set period of time with this
account, which gives you the flexibility to have your
funds available immediately.
Special Share Savings Accounts
At
the credit union, you may have up to three additional
savings accounts under your member account. You will
appreciate this special account when vacations, your
child's tuition bill, insurance, taxes and other
occasions are upon you. You may make deposits into
these accounts on your own or utilize convenient
payroll deduction/ACH (Automated Clearing House)
service. This account is a great way to keep special
savings needs separate from your normal savings accounts.
Free Online Banking
Please
see our Fee Statement for any
applicable fees, or contact
us for more information about our savings accounts. |
