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Privacy Policy

WHAT DOES Georgia Florida United Methodist Federal Credit Union (GFUMFCU) DO WITH YOUR PERSONAL INFORMATION? 


Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number
  • Credit card or other debt 
  • Credit History
  • Retirement assets
  • Assets
  • Wire transfer information          

When you are no longer our customer, we may continue to share your information as described in this notice.

 How?

All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons GFUMFCU chooses to share; and whether you can limit this sharing


Reasons we can share your personal information

 Does GFUMFCU share?

 Can you limit this sharing?

For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

YES

NO

For our marketing purposes - 
to offer our products and services to you

YES

NO

For joint marketing with other financial companies

YES

YES

For our affiliates' everyday business purposes -
information about your transactions and experiences

 YES

YES

For our affiliates' everyday business purposes -
information about your creditworthiness

NO

 We don't share

For our affiliates to market you

 YES

 YES

For non-affiliates to market to you

 NO

 We don't share

Questions? Call 770-565-3794 or go to www.unitedmethodistcu.com


Who we are

Who is providing this notice?

Georgia Florida United Methodist Federal Credit Union

What we do

How does GFUMFCU protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings

How does GFUMFCU collect my personal information? We collect your personal information for example, when you:
*Open an account    *Provide employment information
*Apply for a loan       *Make a wire transfer
*Give us your income information

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
    –
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing          

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • GFUMFCU has no affiliates

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • GFUMFCU does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • GFUMFCU doesn't jointly market.

 

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